Please read these Terms of Use (the “Terms of Use”) carefully before using this website. By using this website, the user (“you” or “your”, as applicable) hereby agrees to be bound by the Terms of Use. Mosca Inc. reserves the right to modify the Terms of Use at any time by posting modified Terms of Use, and your continued use of this website thereafter will constitute your agreement to be bound by any such modification.

Disclaimer

The materials and opinions available at or through this website or communicated by telephone or in person by Mosca Inc. and/or any of its employees, contractors, officers and/or directors (collectively, “Mosca, Inc.”) are for spiritual self-help and for informational and educational purposes only. Nothing herein is intended to, nor should it ever, take the place of any medical, legal, financial, psychological, and/or other professional advice. If expert advice or counseling is needed, the services of a competent professional should be sought. The opinions offered herein should not and do not constitute a substitute for professional treatment, therapy, or any other type of professional advice and intervention.

Mosca Inc. does not assume any responsibility for errors, omissions, or contrary interpretations of the subject matter herein and shall not be liable for any direct, indirect, consequential, special, exemplary or other damages arising therefrom. Mosca Inc. assumes no responsibility for any consequences directly or indirectly arising as a result of or connected to your action or inaction based on the information, material and/or opinions provided on this website and/or communicated to you via telephone and/or in person by Mosca Inc.

Links to Other Websites

Mosca Inc. may provide links, in its sole discretion, to other websites on the Internet for the convenience of you in locating related information and services. These websites have not necessarily been reviewed by Mosca Inc. and are maintained by third parties over which Mosca Inc. exercises no control. Accordingly, Mosca Inc. expressly disclaims any responsibility for the privacy policies, the information collection practices, the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party websites. Moreover, these links do not imply and should not be construed by you as an endorsement with respect to any third party and/or any website and/or the information, material, products and/or services provided by any such third party and/or website. You acknowledge and agree that your clicking on links to other websites, your use of such websites, and/or your use of any information, material, products and/or services offered by such websites, shall be solely at your own risk. You are solely responsible for determining whether or not the information, material, products and or services offered by these websites are suitable and/or appropriate for you.

Non -Waiver

Failure by Mosca Inc. to insist upon strict enforcement of any provision of these Terms of Use shall not be construed as a waiver of any provision or the rights contained herein.